Learn BANKING-COBOL-VARIANTS with Real Code Examples
Updated Nov 27, 2025
Architecture
Runs on mainframe systems (IBM z/OS, Unisys, Fujitsu)
Batch architecture driven by JCL and VSAM files
Real-time architecture via CICS/IMS
Integration often via MQ, file drops, or message queues
Modernization layers use APIs or Micro Focus runtimes
Rendering Model
Batch execution via JCL
Online execution via CICS/IMS
Data handled via VSAM/DB2
Transaction messages via MQ/ISO8583
Output via reports, datasets, or downstream queues
Architectural Patterns
Batch-oriented architecture
CICS-driven real-time flows
Modular COPYBOOK data definitions
Shared utilities for sorting and merging
API-wrapped modernization layers
Real World Architectures
Core banking mainframe
Credit card payments engine
ATM/POS ISO8583 switch
Loan management system
Interbank settlement platform
Design Principles
Reliability over novelty
Precision in financial arithmetic
Long-term backward compatibility
Modular COPYBOOK-driven design
Separation of batch and online workloads
Scalability Guide
Use parallel batch jobs
Leverage mainframe specialty processors
Distribute workloads across CICS regions
Optimize DB2 and VSAM I/O
Automate batch scheduling
Migration Guide
Analyze dependencies (VSAM, DB2, CICS)
Refactor monolithic modules
Containerize via Micro Focus or z/OS runtime
Expose services via API gateways
Ensure financial accuracy post-migration